A Comprehensive Guide of RTS Fuel Card

Fuel costs are one of the biggest challenges for trucking businesses. Rising prices put constant pressure on budgets, making it harder to maintain profitability. Every mile adds to expenses, leaving many operators struggling to stay ahead.

The RTS Fuel Card is a tool designed to help truckers save on fuel and manage expenses more effectively. Offering discounts of up to 25 cents per gallon and other perks like maintenance savings, it aims to simplify cost management for truckers and small fleets. 

This complete guide explores the card’s features, benefits, and whether it’s a good fit for your trucking business.

What is the RTS Fuel Card

The RTS Fuel Card is a tool designed to help truckers manage fuel costs efficiently. With average savings of 25 cents per gallon, these discounts can add up, making a significant difference for fleets that fill up multiple times a week.

They have a network of over 3,000 participating fuel stations, including trusted names that cover major trucking routes. 

Aside from fuel, the card includes perks like maintenance discounts and access to the RTS Pro app. The app is a digital helper that offers tools to track expenses, manage receipts and handle IFTA reporting. 

What Does the RTS Fuel Card Cost?

The RTS Fuel Card stands out for its no-annual-fee structure, making it an excellent choice for cost-conscious truckers. RTS simplifies pricing compared to other fuel cards that often come with hidden or additional charges.

You don’t have to worry about complicated calculations about the fuel discounts because they are automatically applied at participating stations. That simplicity makes it easy to track your savings without extra hassle.

If you choose to use the credit line feature then it’s worth noting that interest or late fees may apply. The weekly credit line of up to $3,200 per truck can be a lifeline during tough weeks, but it’s subject to approval. That might be something to consider for new or struggling businesses.

RTS Fuel Card vs. Competitors 

All fuel cards are not the same and choosing the right one can significantly impact your trucking business. A good card doesn’t just offer discounts rather it would fit your business, your routes and your financial situation. So, how does the RTS Fuel Card stack up against competitors like Comdata, Fleet One and Fuelman? Lets see: 

RTS vs. Comdata

Comdata is a major player that is known for its vast network of fuel stations and features that are focused on fleets. But, its tiered model of pricing often works best for large fleets that have high fuel volumes. Whereas for smaller operators like RTS, they have a flat 25 cents per gallon discount which is a more predictable way of saving.

Though Comdata’s network is broader, RTS has its own network of over 3000 stations which cover major routes. And the differentiator where RTS stands out is simplicity and no annual fees. It avoids the complexity that Comdata’s larger programs bring.

RTS vs. Fleet One

Fleet One is another strong contender with an extensive network and solid plans. RTS offers additional tools tailored for smaller fleets, making it a practical choice. The RTS Pro app simplifies tasks like expense tracking and fuel price monitoring.

Fleet One’s wider acceptance might suit fleets that have unpredictable routes, but for those who stick to consistent paths, RTS might be the thing they are looking for. And when you factor in the RTS’s maintenance discounts with its partners like Sapp Bros. and Boss Shop it becomes clear that it’s about more than just a fuel card.

RTS vs. Fuelman

Fuelman offers good fleet management options which make it a great fit for large operators. But RTS might be the way to go for independent truckers or small fleets. Because Fuelman Card has advanced features that have the added complexity and have extra charges. But RTS fuel cards have no annual fees and they have perks designed for cost conscious truckers.

Fuelman’s customizable plans might appeal to larger operations, but RTS’s user-friendly setup makes it a better match for those looking for straightforward savings and support.

The Verdict

RTS doesn’t try to be everything for everyone. Instead, it focuses on what small operators and independent truckers need most: predictable discounts, practical perks and easy to operate tools. While competitors like Comdata and Fleet One offer broader networks, RTS is a strong contender for those who value simplicity and relevant benefits.

Who Should Consider the RTS Fuel Card?

Here’s who can benefit most from the RTS Fuel Card:

Truckers Focused on Savings

If you’re an owner-operator or run a small fleet then this card might exactly be what you need. RTS Fuel Cards can help trim expenses. Its flat 25 cents per gallon discount means you’ll know what to expect and the lack of annual fees ensures that you’re not paying more than necessary.

Small Fleets Needing Predictable Costs

RTS’s straightforwardness makes it perfect for small businesses that can’t afford overly complex plans. The added maintenance perks and digital tools give you a way to control costs beyond just fuel which helps you handle unexpected challenges.

Best for Consistent Routes

The card can offer reliable savings for truckers who stick to routes covered by its network. Major names like Pilot Flying J and Speedway make finding a station easy and the RTS Pro app helps you track prices so you’re always getting the best deal.

Who Might Look Elsewhere

That said, it’s not for everyone. If you regularly travel off-grid or operate in areas where RTS’s network is limited then this might not be useful for you. 

Similarly, businesses that struggle with credit approval may find it harder to access RTS’s financial flexibility. In these cases, alternatives with wider networks or more lenient credit requirements might work better.

RTS Fuel Card: Putting It All Together

The RTS Fuel Card offers small truckers a chance to save on one of their biggest expenses that is fuel. But it’s more than just discounts. Between the RTS Pro app, maintenance perks and no annual fees, it brings added value to small operators looking for practical ways to manage costs.

However, it might not be a good solution for all. The network doesn’t cover every area and the credit approval process may pose challenges for some. It can be a powerful tool for truckers who fit its target audience such as independent operators with consistent routes.

If you need help deciding if it’s the right solution for your fleet, fill out the form below to connect with our experts.